ACLU Ends Legal Challenge to Kansas Insurance Law

This is the end of a court case that had been going on for a very long time. The ACLU sued the state of Kansas over a law that would require health insurance companies to exclude coverage for abortion from policies. The case was scheduled to be heard in March. The settlement prevents the ACLU from raising the same claims in future cases. This particular insurance court case has been going on since 2011. The original judge assigned to the case passed away before the case could be heard. The case was passed to another judge, and then to a … Continue reading

Using My New Health Insurance For The First Time

After a long struggle, I finally found affordable health insurance. The policy went into affect in April of this year. Now, at the end of June, is the first time I’ve had reason to use it. The bad news is that I am sick enough to require a doctor. The good news is that I have health insurance coverage to help me pay for the cost of getting well. It is rather amazing how different life is when I have health insurance coverage. Today is a perfect example of this. I’d been feeling sick for the past four or five … Continue reading

Insurance Blog Week in Review – June 10 – 16, 2012

Each week, the Insurance Blog Week in Review brings you a quick way to “ketchup” on all of the blogs that went up in the past seven days. There could be anywhere between twelve and fourteen blogs that appear here in a given week. What did you miss? Protest in Chicago Over Birth Control Mandate About 500 people attended a protest in Chicago to express their dissatisfaction about the federal requirement that employer sponsored health plans must cover birth control. Just One Ticket Can Raise Your Car Insurance Premiums Drive safe this Summer! You’d be surprised how much one traffic … Continue reading

Insurance Blog Week in Review – Week of April 15-21, 2012

Every week, the Insurance Blog Week in Review gives you a quick and easy way to “ketchup” on everything that hit the blog in the past seven days. There can be anywhere between 12 and 14 blogs that will appear. What did you miss this week? My Quest to Find Affordable Health Insurance is Finished Finally! I have found a health insurance policy that I can actually afford! I review the steps from uninsured, (when I lost my job and my health insurance in 2009), to insured in 2012. The Insurance Podcast Roundup went up on April 16, 2012. This … Continue reading

Insurance Blog Week in Review – Week of March 12 – 17, 2012

The Insurance Blog will get anywhere between twelve and fourteen different blogs added to it each week. It can be hard to keep up with them all. The Insurance Blog Week in Review is a great way to “ketchup” on whatever you missed. This week has a lot about my own, personal, attempts to find affordable health insurance. ABS Insurance has Tips for St. Patrick’s Day ABS has a few tips that can help you avoid having to make a car insurance claim on St. Patrick’s Day. Their advice would be helpful for pretty much any holiday that includes a … Continue reading

Insurance Blog Week in Review – January 15-21, 2012

News about insurance related issues moves pretty fast. Every week, there are fourteen different posts on the Families.com Insurance Blog. You may have overlooked, or missed, something that you really would have liked to read. The Insurance Blog Week in Review can help you “ketchup”. The ASPCA Sells Pet Insurance Do you need affordable pet insurance? The American Society for the Prevention of Cruelty to Animals (ASPCA) has some options for you. The Insurance Podcast Roundup for the week went up on January 16, 2012. Insurers Say Sleep Lab Tests Are Overprescribed More doctors are prescribing an overnight stay at … Continue reading

Insurance Related New Year’s Resolutions

We are nearly at the end of 2011. Now that the chaos that comes with the holidays is over, people start thinking about the year to come. Have you made any insurance related New Year’s Resolutions? It might be a good idea to reassess your insurance coverage. Right now, you are likely to have at least one or two insurance policies that do not require you to make any changes. For me, this would be my auto insurance policy. I did not purchase a new vehicle in 2011, and my husband and I didn’t need to buy a second vehicle. … Continue reading

Cashing Out My Life Insurance – The Final Piece

Earlier this year, I decided to cash out my life insurance policy. This is something that takes a bit of time to accomplish. It is not something one should do on a whim, or without a well thought out reason. Today, I am happy to announce that the cash out check has finally arrived. I consider this to be a great success. This process started out with a phone call to the insurance company that I had this particular life insurance policy with. To summarize, I will simply say that it took more than one phone call before I was … Continue reading

What is a Life Insurance Policy Value Letter?

I am nearly finished with the process that one must go through in order to cancel, and cash out, a life insurance policy. After going through all the steps, and filling out the required form, I thought I was done. Then, this unexpected letter arrived from my insurance company. It seems to be a Policy Value letter. I have outlined and described the four steps that I needed to go through in order to get my insurance company to understand that I wanted to cash out my life insurance policy. In short, the first thing I had to do was … Continue reading

Cashing Out My Life Insurance – Step Four

My husband and I decided to cancel an old life insurance policy that I had. We no longer need it, and I now have a different life insurance policy in place that is better suited to our current needs. After making the decision to go ahead and cash out the policy, we have been going through the lengthy process that is involved when you cancel a life insurance policy. Our next step is to take a look at the form, and fill it out. It is recommended that you take the time to really think things over before cashing out, … Continue reading